Built on the 2026 Medicare Fee Schedule · Built for Modern Compliance

Patient cost estimates
your front desk will
actually trust.

Generate accurate, itemized patient quotes at the front desk — without billing knowledge or training. Calculations run on the official 2026 MPFS with multiple-procedure rules and per-payer rates baked in.

HIPAA-aware BAA available on request No PHI stored
No credit card required 7-day free trial $49/user/month after
dermestimator.com
Estimator
Saved Estimates
Settings
Cost Estimator
BCBS · 120% Medicare
Procedure Medicare Allowable Patient Owes
11100 Skin biopsy, first
$156.43 $187.72 $37.54
11101 50% rule Each additional lesion
$64.21 $76.05 $15.21
17000 Destruction, premalignant
$90.18 $108.22 $21.64
Total Allowable
$371.99
Insurance Pays
$297.60
Patient Owes
$74.40
$283.00
20%
525+
Derm CPT Codes
2026
MPFS Fee Schedule
60s
Avg Quote Time
$49
Per User / Month
Works with the payers your practice already bills
Medicare
Medicare Advantage
BCBS
Aetna
Cigna
UnitedHealthcare
Humana

From procedure to estimate
in under 60 seconds.

No training required. No complex billing knowledge needed. Just fast, accurate answers for your patients at the front desk.

01

Select the patient's insurance

Choose from Medicare, Medicare Advantage, BCBS, Aetna, Cigna, United, and more. DermEstimator automatically applies your contracted rate for each payer.

02

Add the planned procedures

Search by CPT code or procedure name. All 525+ dermatology-specific codes are pre-loaded from the official 2026 Medicare Fee Schedule.

03

Enter cost-share details

Add the patient's remaining deductible, co-insurance percentage, or copay. DermEstimator handles the math — including the 50% multiple procedure reduction rule automatically.

04

Share the estimate with the patient

A clear, itemized breakdown shows exactly what insurance pays and what the patient owes. Save it for your records with one click.

Everything your front desk needs.
Nothing it doesn't.

Multiple Procedure Rule — Automatic

The 50% reduction on additional procedures is applied automatically. No manual math. No billing knowledge required. Just accurate estimates, every time.

2026 MPFS Compliant

Per-Payer Contracted Rates

Set your actual contracted rate for each insurance payer as a percentage of Medicare. DermEstimator applies it automatically to every estimate.

Custom CSV Fee Schedules

Have a payer-specific fee schedule? Upload a CSV with CPT codes and dollar amounts. DermEstimator uses those exact rates instead.

Multi-User, Per-Seat Pricing

Each user gets their own login. Only one session per account at a time. Scale up as your team grows — pay only for what you use.

Deductible Tracking

Enter the patient's remaining deductible and DermEstimator applies it correctly — patient pays the deductible first, then co-insurance on the remainder.

Saved Estimates

Every estimate is automatically saved to the patient record. Pull up past visits and reference previous estimates in seconds.

Your Logo, Your Brand

Upload your practice logo and DermEstimator reflects your brand — not ours. Looks professional on every screen at your front desk.

Medicare Auto-Set

When you select Medicare, the 20% co-insurance is applied automatically. No manual entry needed — it just works the way Medicare works.

Not a general estimator.
A dermatology estimator.

Generic medical billing tools aren't built around how derm works. DermEstimator is designed from the ground up for dermatology — with the specific CPT codes, modifiers, and rules your practice actually uses every day.

  • All 525+ derm-specific CPT codes pre-loaded
  • Office POS (11) only — because that's where you see patients
  • 50% multiple procedure rule applied automatically
  • 2026 Medicare deductible ($283) pre-loaded
  • Non-facility PAR rates only (your actual rates)
11100 · Skin biopsy
17000 · Destruction
99213 · E&M Level 3
11101 · Each add'l
50% rule auto-applied
17110 · Benign lesions
99214 · E&M Level 4
11200 · Remove skin tags
10060 · Incision & drainage
17004 · 15+ destructions
11300 · Shave biopsy
+ 514 more codes

Simple. Transparent. Per seat.

One plan. Pay for exactly the number of users you need. No hidden fees, no annual contracts required.

DermEstimator
$49 / user / month

Everything included. One login per seat. Unlimited estimates.

7-day free trial · $49/user/month after · Cancel anytime

  • All 525+ derm CPT codes (2026 MPFS)
  • Multiple procedure rule — automatic
  • Per-payer contracted rate settings
  • Custom CSV fee schedule upload
  • Deductible, co-insurance & copay support
  • Saved estimate history
  • Custom practice logo
  • Single-session security per user

Common Questions

What counts as a "user"?
Each team member who needs their own login is one user. Only one active session is allowed per login at a time, so practices pay for each staff member who uses the tool.
Is the 7-day trial really free?
Yes — no credit card required to start. You get full access to every feature for 7 days. After that, it's $49/user/month.
How accurate are the estimates?
Estimates are calculated directly from the 2026 Medicare Physician Fee Schedule with your contracted rates applied on top. They're as accurate as your contracted rate information.
Do you support Medicaid?
No — DermEstimator is built for commercial and Medicare/Medicare Advantage payers only.
Is DermEstimator HIPAA-compliant?
DermEstimator is built with HIPAA principles in mind and does not store patient PHI by default. A Business Associate Agreement (BAA) is available on request for practices that need one.
Can I cancel anytime?
Yes. There are no annual contracts. Cancel from your account settings and you won't be billed again.
Do you offer training or onboarding?
Most users are productive within 10 minutes — the tool is designed to need no training. For practices with 5 or more seats, we offer a free 30-minute onboarding call.

Ready to stop guessing?

Give your front desk the confidence to answer "how much will this cost?" — because every wrong quote is a billing dispute waiting to happen.